Fire & Special Perils Takaful

The Fire and Multiple Risks policy is customized to protect your property against fire or special risks such as, theft, collision damage and other dangers such as (lightning, explosions, earthquakes, water leakage, storms, and floods, etc...).

This policy protects all types of property (houses, hotels, offices, restaurants, exhibitions, shops, factories, and commercial establishments) in addition to legal liability towards owners and neighbors.

all-risk property insurance

This policy covers all accidental risks to property such as physical damage, destruction or damage that occur during the period agreed upon in the policy and is subject to certain conditions and exceptions.

All Risks Property Insurance provides a wider coverage than fire and multi-risks insurance

Covers physical loss or damage to insured property directly caused by fire or lightning, including damage resulting from firefighting efforts.

Provides coverage for property against fire and lightning as well as specified additional risks such as explosion, storm, flood, earthquake, impact damage, and other named perils.

Offers broad coverage for accidental physical loss or damage to insured property from any cause not specifically excluded under the policy.

Provides comprehensive coverage for private residences, protecting the building and contents against risks such as fire, theft, and natural perils. It typically includes personal liability coverage for injury or property damage to third parties occurring at the insured premises.

The following optional covers can be obtained together with above policies
  • Loss of Profit

  • Loss of Rent

  • Riot, Strike, Malicious Damage, Sabotage & Terrorism

  • Others based on request

  • General Accidents

  • Money Takaful: Covers Loss of Money due to Burglary/Theft whilst in transit.

  • Fidelity Guarantee: Covers Infidelity or dishonesty of employees.

  • Personal Accidents: Covers Death or Disablement Partial & Total Worldwide.